Senior Insurance Underwriter

Job Description

As a Senior Insurance Underwriter at Insurance Company XYZ, you will assess risk and determine policy terms for our clients. You will work closely with agents and clients to develop tailored insurance solutions, ensuring that coverage meets their needs while protecting the company's interests. The ideal candidate should have a strong background in underwriting principles and a keen analytical mind.

Responsibilities

• Evaluate insurance applications and assess risk exposure.
• Determine coverage options and premiums based on underwriting guidelines.
• Work closely with agents to deliver outstanding service and policy clarity.
• Ensure compliance with regulatory requirements and company standards.
• Conduct risk assessments and review policy renewals periodically.
• Mentor junior underwriters in best practices and company initiatives.

Requirements

Education

• Bachelor's degree in Risk Management or related field
• Master's degree preferred

Experience

• 5+ years of experience in property and casualty underwriting

Technical Skills

• Statistical Analysis
• Financial Acumen

Soft Skills

• Interpersonal Skills
• Negotiation Skills

Certifications

• Advanced Underwriting Certificate

Languages

• English: Fluent

Advantageous

• Proficiency in Data Analytics Tools: Experience using data analytics tools to inform underwriting strategies.
• Public Speaking Skills: Ability to present underwriting rationale to stakeholders.

Benefits

• Health, dental, and vision insurance
• 401(k) with company match
• Flexible work hours
• Paid time off and holidays

Company Culture

• Team-Oriented: We encourage collaboration and teamwork among staff to achieve organizational goals.
• Innovation-Driven: Our culture fosters innovation and the pursuit of new ideas in underwriting.
• Integrity and Ethics: We value integrity and ethics in all our business practices.