Credit Specialist

Job Description

Join our team as a Credit Specialist, where you'll analyze and evaluate credit applications, assess credit risk, and manage customer relationships. This role demands a keen eye for detail and strong decision-making skills to ensure timely payments from clients.

Responsibilities

• Evaluate credit applications and conduct risk assessments.
• Develop and maintain relationships with clients to support timely payments.
• Negotiate credit terms and conditions in line with company policy.
• Investigate and resolve discrepancies in credit accounts.
• Prepare detailed reports summarizing credit activities.
• Assist in the development of credit policies and procedures.
• Stay informed on industry trends and regulatory changes.
• Train junior team members on credit evaluation processes.
• Support the audits by providing necessary documentation and data.
• Utilize credit analysis software to enhance efficiency.

Requirements

Education

• Bachelor's degree in Finance, Accounting, or equivalent

Experience

• 3+ years of experience in credit analysis or a related field

Technical Skills

• Risk Management
• Reporting Tools

Soft Skills

• Negotiation Skills
• Teamwork

Certifications

• Financial Risk Manager (FRM) is a plus

Languages

• English: Fluent

Advantageous

• Certification in Risk Management: Relevant certifications can enhance your credibility in the role.
• Bilingual Skills: Ability to communicate in another language is a plus.

Benefits

• Health, dental, and vision benefits
• 401(k) plan with company matching contributions
• Work-life balance initiatives
• Employee training and development programs

Company Culture

• Innovation: We encourage creativity and continuous improvement across all levels.
• Diversity: We celebrate diverse backgrounds and perspectives within our workforce.
• Growth Mindset: We support ongoing learning and personal development for all employees.