Insurance Underwriter

Job Description

As an Insurance Underwriter, you'll play a vital role in assessing mortgage loan applications. Analyze financial information to determine borrowers' eligibility and compliance with regulations while providing exceptional customer service.

Responsibilities

• Review and assess applications for FHA, VA, and USDA loans.
• Maintain a thorough understanding of mortgage lending regulations.
• Develop and implement underwriting standards to minimize risk.
• Collaborate with other departments to streamline the loan process.
• Conduct audits of loan files for compliance.
• Participate in company meetings to discuss underwriting challenges.

Requirements

Education

• Bachelor's degree in finance, accounting, or related field

Experience

• 3-5 years of experience in mortgage underwriting

Technical Skills

• Experience with automated underwriting systems
• Knowledge of secondary mortgage market

Soft Skills

• Interpersonal skills

Languages

• English: Fluent

Advantageous

• Strong negotiation skills: Ability to negotiate loan terms with clients effectively.
• Background in mortgage fraud prevention techniques: Experience in identifying and mitigating risks related to fraud.

Benefits

• Comprehensive health, dental, and vision insurance
• 401(k) with generous company match
• Flexible work options and remote work availability
• Employee wellness programs
• Career development opportunities

Company Culture

• Integrity: We conduct our business with integrity and professionalism.
• Community Engagement: We encourage employees to give back to their communities through various initiatives.