Underwriter

Job Description

As an Underwriter at Dynamic Insurance Solutions, you will play a crucial role in assessing risks and determining coverage policies. This position requires strong analytical skills, attention to detail, and a deep understanding of insurance principles. You will collaborate with insurance agents and customers to provide tailored insurance solutions, ensuring that we meet client needs effectively while managing company risk.

Responsibilities

• Assess risk and pricing for new insurance applications.
• Consult with brokers to clarify details and resolve any underwriting issues.
• Prepare reports on trends and underwriting outcomes for management review.
• Identify and mitigate risks through careful analysis of customers' profiles.
• Ensure adherence to legal and regulatory requirements in underwriting processes.
• Support continuous improvement initiatives related to underwriting processes.

Requirements

Education

• Bachelor's degree in Finance, Business Administration, or related field
• Insurance certification (such as AINS or CPCU) is a plus

Experience

• 2+ years of underwriting experience preferred

Technical Skills

• Risk Assessment
• Microsoft Excel

Soft Skills

• Analytical Thinking
• Communication

Certifications

• Associate in Commercial Underwriting (AU)
• Chartered Property Casualty Underwriter (CPCU)

Languages

• English: Fluent

Advantageous

• Familiarity with underwriting software: Experience using underwriting and risk management tools.
• Knowledge of regulatory requirements: Understanding of insurance regulations and compliance standards.

Benefits

• Competitive salary with performance-based bonuses
• Health, vision, and dental insurance
• 401(k) retirement plan with company match
• Generous paid time off and holidays
• Continuous training and professional development
• Employee assistance programs

Company Culture

• Integrity: We prioritize honesty and ethics in all our dealings.
• Growth Mindset: We encourage learning and development at all levels.
• Team Collaboration: Fostering teamwork and collaboration across departments is essential to our success.