Credit Analyst

Job Description

We are seeking a detail-oriented Credit Analyst to join our finance team. This role involves managing the credit and collections process, reviewing credit applications, and assessing creditworthiness to ensure effective financial operations.

Responsibilities

• Conduct credit assessments and analyze financial statements for new clients.
• Work closely with the collections team to recover overdue payments.
• Prepare and present credit analysis reports to management.
• Ensure adherence to legal regulations in credit and collection activities.
• Utilize credit management software to track application statuses and make informed decisions.
• Build and maintain strong relationships with customers and colleagues in the finance team.

Requirements

Education

• Bachelor's degree in Finance or Accounting is preferred

Experience

• 2-4 years of experience in credit management or related roles

Technical Skills

• Credit Risk Assessment
• Data Analysis

Soft Skills

• Problem Solving
• Teamwork

Certifications

• Certified Credit Professional (CCP)

Languages

• English: Fluent

Advantageous

• Understanding of financial regulations: Knowledge of compliance regulations related to credit and collections.
• Experience in a similar role within the finance industry: Experience from a reputable finance organization is a plus.

Benefits

• Comprehensive benefits package including health insurance
• Professional development opportunities
• Flexible working arrangements
• Employee assistance programs

Company Culture

• Innovation: Encouraging innovative ideas from all team members.
• Inclusivity: We celebrate diverse backgrounds and perspectives within our workforce.
• Work-Life Balance: We believe in maintaining a healthy work-life balance for our employees.