Insurance Underwriter

Job Description

We are seeking a detail-oriented Insurance Underwriter to assess risk and determine coverage terms for our clients in San Francisco. The ideal candidate will have a solid understanding of underwriting principles and the ability to analyze data effectively.

Responsibilities

• Utilize risk assessment tools to determine risk levels for clients.
• Engage in negotiations to establish favorable terms for both clients and the firm.
• Monitor and analyze industry trends to enhance underwriting effectiveness.
• Coordinate with sales to strategize on market competitiveness.
• Develop and maintain underwriting guidelines that adhere to company policies.
• Deliver clear communication regarding underwriting decisions to internal stakeholders.

Requirements

Education

• Bachelor's degree in Insurance or Risk Management
• Professional certification in insurance underwriting is preferred

Experience

• 3-5 years of insurance underwriting experience preferred

Technical Skills

• Financial Acumen
• Regulatory Knowledge

Soft Skills

• Analytical Thinking
• Customer Service Orientation

Certifications

• Certified Insurance Counselor (CIC)
• Insurance Regulatory Compliance Certificate

Languages

• English: Fluent

Advantageous

• Previous experience in loss control and mitigation: Proven ability to manage and reduce insurance claims.
• Familiarity with underwriting software: Experience using underwriting management systems is preferred.

Benefits

• Competitive salary with performance bonuses.
• Health, dental, and life insurance benefits.
• Work-life balance in a supportive company culture.
• Access to continued education and certification reimbursement.

Company Culture

• Innovative Approach: Encouraging creative solutions and fresh ideas is part of our company ethos.
• Commitment to Growth: We offer mentorship programs and career advancement opportunities.
• Collaboration: Team collaboration drives our success and promotes a positive culture.