Credit Authorizer, Checker, and Clerk

Job Description

We are seeking an experienced Credit Authorizer, Checker, and Clerk to join our finance team. The candidate will be responsible for analyzing financial statements and credit reports to assess creditworthiness and manage loan compliance.

Responsibilities

• Conduct thorough analyses of financial resources and risk.
• Participate in developing strategies for loan processing.
• Ensure compliance with regulatory standards in all credit decisions.
• Meet monthly deadlines for evaluating applications and renewals.
• Train junior staff on credit assessment processes.

Requirements

Education

• Bachelor's degree in Finance, Accounting, or related field

Experience

• 5+ years of experience in commercial credit analysis or related field

Technical Skills

• Financial Analysis
• Credit Underwriting
• Regulatory Compliance

Soft Skills

• Attention to Detail
• Communication Skills
• Team Player

Certifications

• Certification in Credit Analysis (e.g. NACM, ACCS, CFA)

Languages

• English: Fluent

Advantageous

• Experience with financial modeling software: Familiarity with tools like CashflowTool or Finagraph.
• Strong background in risk management: Knowledge of strategies and practices in risk management.

Benefits

• Competitive salary range from $70,000 to $120,000 per year.
• Comprehensive medical, dental, and vision insurance.
• 401(k) plan with company match.
• Generous paid time off and holidays.

Company Culture

• Collaboration: We foster a collaborative environment where team efforts lead to greater outcomes.
• Continuous Learning: We prioritize ongoing training and development to keep our team ahead in the finance industry.
• Diversity and Inclusion: We value diversity and strive to create an inclusive workplace where every team member feels valued.