Credit Authorizers, Checkers, and Clerks

Job Description

We are looking for detail-oriented Credit Authorizers, Checkers, and Clerks to enhance our credit management team. Your role will encompass reviewing credit applications, negotiating payment terms, and monitoring repayments to ensure accuracy and compliance with industry regulations.

Responsibilities

• Evaluate creditworthiness of applicants using standard procedures.
• Manage communications with customers on payment matters.
• Track and document the progress of repayment plans.
• Analyze client financial behaviors to ensure compliance.
• Provide recommendations for credit policy amendments.
• Assist in training junior staff on credit assessment protocols.
• Utilize credit management software to streamline operations.
• Contribute to team meetings by presenting credit analysis results.

Requirements

Education

• Bachelor's degree in Finance, Accounting, or related field
• Relevant certifications are a plus

Experience

• 2-3 years of experience in credit management or collections

Technical Skills

• Financial Analysis
• Credit Management Software

Soft Skills

• Attention to Detail
• Customer Service

Certifications

• Certified Credit Professional (CCP)

Languages

• English: Fluent

Advantageous

• Experience in financial institutions: Prior work experience in banks or credit unions.
• Familiarity with debt collection practices: Knowledge of legal procedures in collections.

Benefits

• Health, dental, and vision insurance plans.
• 401(k) retirement plan with employer matching.
• Flexible working hours and some ability to work remotely.
• Paid time off and holidays.

Company Culture

• Team-Oriented Environment: We cultivate a culture of teamwork, collaboration, and open communication.
• Professional Development: We invest in our employees’ growth through training and workshops.
• Inclusive Workplace: We value diversity and inclusivity in our hiring practices.